Long-Term Care

Long-term care allows you the care you’ll need if you become chronically ill or unable to perform necessary day-to-day activities without assistance. Health coverage from your employer will not pay for daily, extended care services. Medicare will cover a short stay in a nursing home, or a limited amount of at-home care, but only under very strict conditions. To help cover potential long-term care expenses, some people choose to buy long-term care insurance.

• The ability to preserve your savings
• The ability to maintain independence
• The assistance you need from caring providers