Understanding Umbrella Insurance – Part Four: How Much Does Umbrella Insurance Cost?
Umbrella insurance is surprisingly affordable—and certain factors can help lower the cost even more. Read on to discover what influences the price of an umbrella policy. This is part 4 of our 6-part series—don’t miss what’s next! How much does umbrella insurance cost? Umbrella insurance is relatively affordable. The first $1 million of umbrella insurance coverage costs approximately $150 to $300 per [...]
Understanding Umbrella Insurance – Part Three: How Much Umbrella Insurance Do I Need?
An umbrella insurance policy helps protect your assets and preserve your net worth. This is part 3 of our 6-part series—stay tuned for more insights! How much umbrella insurance do I need? You can generally determine the amount of umbrella insurance you need by calculating your total net worth. At the very least, you want to have enough coverage to cover your [...]
Understanding Umbrella Insurance – Part Two: Do I Need Umbrella Insurance?
Think of umbrella insurance as peace of mind insurance. It can protect you if you're found liable for damages that exceed the liability limits of your personal insurance policies. Scroll through the slides to learn who would benefit from having umbrella insurance. This is part 2 of 6, so stay tuned for more! Do I need Umbrella Insurance? Umbrella insurance is a [...]
Understanding Umbrella Insurance – Part One: What is Umbrella Insurance?
Umbrella insurance provides additional liability coverage when standard home and auto liability limits are not enough to cover costs. In this post, we discuss some basics about what umbrella insurance is and what it covers. This is part 1 of 6, so stay tuned for more info! What is umbrella insurance? Umbrella insurance is extra liability insurance intended to protect you [...]
4 Things to Know About Renters Insurance
Whether you're a seasoned renter or settling into your first home, renters’ insurance offers essential protection. Without it, you'd be responsible for replacing your belongings if they were damaged in a fire. Additionally, renters’ insurance can help cover costs if someone accuses you of causing injury or property damage. #1 Renters insurance provides off-premises coverage In addition to covering the [...]
Help Prevent Water Damage In Your Home
Water damage in the home is usually the result of appliances and household plumbing systems that fail. Luckily, there are steps you can take to help prevent most of these issues. Locate Your Main Shut-Off Valve Make sure you and everyone who lives in your home knows where the water’s main shut-off valve is located. Maintain a Temperature of at Least 55° [...]
Reasons to Get a Home Generator
Power outages range from inconvenient to potentially dangerous. A home generator offers peace of mind by keeping the lights on, maintaining heating and cooling, and preserving food until power is restored. Here are nine key reasons to consider adding a generator to your home. The Weather The majority of power outages are caused by weather. As the likelihood of extreme weather events [...]
Keep Your Fireplace Safe and Cozy
Fireplaces bring a delightful and cozy touch to our homes, which is especially appreciated during the harsh winter days. However, having a fireplace also entails responsibility. It's crucial not to attempt DIY projects here – always rely on a professional to inspect and maintain your fireplace. Here are some essential tips to ensure your fireplace remains both safe and snug. have [...]
How Snowbirds Should Winterize Their Homes
If you're a snowbird heading south for the winter, there are several things you can do to winterize your vacant home. Taking the right precautions can help protect your home from theft, water damage, heating or electrical malfunctions, and other potential threats while you're away for an extended period. #1 make sure your home doesn’t look unoccupied Forward your mail, stop [...]
What You Need to Know About Frozen Water Pipes
Frozen pipes present an invisible threat, one that you might not recognize until the weather warms up. If you suspect pipes in your home have been exposed to freezing temperatures, or water is not flowing through a faucet normally, follow these steps to help reduce the potential for water damage. What to do if You Have a Frozen Pipe [...]
Understanding Umbrella Insurance – Part Four: How Much Does Umbrella Insurance Cost?
Umbrella insurance is surprisingly affordable—and certain factors can help lower the cost even more. Read on to discover what influences the price of an umbrella policy. This is part 4 of our 6-part series—don’t miss what’s next! How much does umbrella insurance cost? Umbrella insurance is relatively affordable. The first $1 million of umbrella insurance coverage costs approximately $150 to $300 per [...]
Understanding Umbrella Insurance – Part Three: How Much Umbrella Insurance Do I Need?
An umbrella insurance policy helps protect your assets and preserve your net worth. This is part 3 of our 6-part series—stay tuned for more insights! How much umbrella insurance do I need? You can generally determine the amount of umbrella insurance you need by calculating your total net worth. At the very least, you want to have enough coverage to cover your [...]
Understanding Umbrella Insurance – Part Two: Do I Need Umbrella Insurance?
Think of umbrella insurance as peace of mind insurance. It can protect you if you're found liable for damages that exceed the liability limits of your personal insurance policies. Scroll through the slides to learn who would benefit from having umbrella insurance. This is part 2 of 6, so stay tuned for more! Do I need Umbrella Insurance? Umbrella insurance is a [...]
Understanding Umbrella Insurance – Part One: What is Umbrella Insurance?
Umbrella insurance provides additional liability coverage when standard home and auto liability limits are not enough to cover costs. In this post, we discuss some basics about what umbrella insurance is and what it covers. This is part 1 of 6, so stay tuned for more info! What is umbrella insurance? Umbrella insurance is extra liability insurance intended to protect you [...]
4 Things to Know About Renters Insurance
Whether you're a seasoned renter or settling into your first home, renters’ insurance offers essential protection. Without it, you'd be responsible for replacing your belongings if they were damaged in a fire. Additionally, renters’ insurance can help cover costs if someone accuses you of causing injury or property damage. #1 Renters insurance provides off-premises coverage In addition to covering the [...]
Help Prevent Water Damage In Your Home
Water damage in the home is usually the result of appliances and household plumbing systems that fail. Luckily, there are steps you can take to help prevent most of these issues. Locate Your Main Shut-Off Valve Make sure you and everyone who lives in your home knows where the water’s main shut-off valve is located. Maintain a Temperature of at Least 55° [...]
Reasons to Get a Home Generator
Power outages range from inconvenient to potentially dangerous. A home generator offers peace of mind by keeping the lights on, maintaining heating and cooling, and preserving food until power is restored. Here are nine key reasons to consider adding a generator to your home. The Weather The majority of power outages are caused by weather. As the likelihood of extreme weather events [...]
Keep Your Fireplace Safe and Cozy
Fireplaces bring a delightful and cozy touch to our homes, which is especially appreciated during the harsh winter days. However, having a fireplace also entails responsibility. It's crucial not to attempt DIY projects here – always rely on a professional to inspect and maintain your fireplace. Here are some essential tips to ensure your fireplace remains both safe and snug. have [...]
How Snowbirds Should Winterize Their Homes
If you're a snowbird heading south for the winter, there are several things you can do to winterize your vacant home. Taking the right precautions can help protect your home from theft, water damage, heating or electrical malfunctions, and other potential threats while you're away for an extended period. #1 make sure your home doesn’t look unoccupied Forward your mail, stop [...]
What You Need to Know About Frozen Water Pipes
Frozen pipes present an invisible threat, one that you might not recognize until the weather warms up. If you suspect pipes in your home have been exposed to freezing temperatures, or water is not flowing through a faucet normally, follow these steps to help reduce the potential for water damage. What to do if You Have a Frozen Pipe [...]