What is Truck Liability Insurance

Truck Liability Insurance, also known as Motor Truck General Liability, is required for companies that hire permanently leased independent contractors also known as for-hire truckers. In the event that an accident occurs not directly related to operating the truck, this coverage plan protects you and others by paying for the injuries and damages sustained.

Situation When Truck Liability is Needed:

  • A customer slips or falls on your premises
  • Incorrect delivery of products resulting in damage
  • Insured’s error causes fire on rental property

What it Covers:

  • Bodily Injury and Property Damage Liability
  • Personal Injury and Advertising Injury Liability
  • Medical Payments
  • Products / Completed Operations
  • Damage to Premises Rented to You (available for 7 days or less)