Whether you're a seasoned renter or settling into your first home, renters’ insurance offers essential protection. Without it, you'd be responsible for replacing your belongings if they were damaged in a fire. Additionally, renters’ insurance can help cover costs if someone accuses you of causing injury or property damage. #1 Renters insurance provides off-premises coverage In addition to covering [...]
Did you know that term life insurance offers an affordable and flexible way to protect your family financially, covering outstanding mortgage payments if something happens to you? Get a quick and hassle-free estimate with our Policygenius calculator. Get a quick and hassle-free estimate WHY TERM LIFE INSURANCE? Flexible Death Benefit - Term life covers everything Your beneficiaries can use [...]
Water damage in the home is usually the result of appliances and household plumbing systems that fail. Luckily, there are steps you can take to help prevent most of these issues. Locate Your Main Shut-Off Valve Make sure you and everyone who lives in your home knows where the water’s main shut-off valve is located. Maintain a Temperature of at Least [...]
Power outages range from inconvenient to potentially dangerous. A home generator offers peace of mind by keeping the lights on, maintaining heating and cooling, and preserving food until power is restored. Here are nine key reasons to consider adding a generator to your home. The Weather The majority of power outages are caused by weather. As the likelihood of extreme weather [...]
Fireplaces bring a delightful and cozy touch to our homes, which is especially appreciated during the harsh winter days. However, having a fireplace also entails responsibility. It's crucial not to attempt DIY projects here – always rely on a professional to inspect and maintain your fireplace. Here are some essential tips to ensure your fireplace remains both safe and snug. [...]
If you're a snowbird heading south for the winter, there are several things you can do to winterize your vacant home. Taking the right precautions can help protect your home from theft, water damage, heating or electrical malfunctions, and other potential threats while you're away for an extended period. #1 make sure your home doesn’t look unoccupied Forward your mail, [...]
Frozen pipes present an invisible threat, one that you might not recognize until the weather warms up. If you suspect pipes in your home have been exposed to freezing temperatures, or water is not flowing through a faucet normally, follow these steps to help reduce the potential for water damage. What to do if You Have a Frozen Pipe [...]
Frozen pipes in winter can be every homeowner's nightmare. While we can't control nature, there are easy steps you can take to reduce the risk of damage during a Midwest deep freeze. Before Winter Check water pipes located in unheated or poorly insulated areas around your home, including the basement, attic, crawl space, garage, and within cabinets containing plumbing. [...]
A recent Wall Street Journal article stated that, according to Edmunds, used-car prices have dropped in part because there is now a greater supply of all vehicles on the market. This means buyers could save a record $20,000, on average, by choosing used over new. It's important to remember monthly payments are just part of the expense of owning a [...]
Do you know the advantages and disadvantages of 15-year and 30-year mortgages? Each has a unique set of benefits that may be better suited to your personal situation. Home insurance and PMI are different entities and can be confusing, especially for first time home buyers. Feel free to call or email us if you ever have any questions: (630) [...]