An umbrella insurance policy helps protect your assets and preserve your net worth. This is part 3 of our 6-part series—stay tuned for more insights! How much umbrella insurance do I need? You can generally determine the amount of umbrella insurance you need by calculating your total net worth. At the very least, you want to have enough coverage to cover [...]
Think of umbrella insurance as peace of mind insurance. It can protect you if you're found liable for damages that exceed the liability limits of your personal insurance policies. Scroll through the slides to learn who would benefit from having umbrella insurance. This is part 2 of 6, so stay tuned for more! Do I need Umbrella Insurance? Umbrella insurance is [...]
Umbrella insurance provides additional liability coverage when standard home and auto liability limits are not enough to cover costs. In this post, we discuss some basics about what umbrella insurance is and what it covers. This is part 1 of 6, so stay tuned for more info! What is umbrella insurance? Umbrella insurance is extra liability insurance intended to protect [...]
Is your group life insurance providing the protection you really need? Many group policies offer limited coverage. An individual life insurance policy lets you customize your coverage, stays with you even if you change jobs, and can be surprisingly affordable. Use our quick calculator to get an instant estimate. 👉 Life Insurance Calculator While group life insurance is a [...]
Term life insurance offers financial protection over a specific period before expiring. Business owners should have both business and personal life insurance to protect their company and family family. Get a quick and hassle-free estimate with our Policygenius calculator. Get a quick and hassle-free estimate business life insurance 101 Term life insurance guarantees financial protection over a specific period—the term—before [...]
Getting the most out of your small business insurance means having a clear understanding of what is and isn't covered by your policy. Establishing a relationship with a small business insurance agent is essential. Your agent can answer questions and ensure you fully understand your coverage. There are several things you can do to keep insurance expenses in check. [...]
The ideal small business insurance coverage varies based on your business type and the level of risk protection needed to keep it secure and thriving. A Great Lakes Auto Home agent can customize a policy using your location, your industry risks, and your personal risk tolerance into account. Business insurance can be adapted to your specific business needs. Recommended [...]
If you're a new business owner, you might not be aware of the different types of business insurance available. Here’s a quick overview of a Business Owner’s Policy (BOP). Many new business owners opt for a business owner’s policy (BOP). This policy includes coverage designed specifically for small businesses. A BOP typically covers three major items: Property damage. Similar to [...]
Starting a new business is both thrilling and challenging. Even with a small start, the risks can feel more significant when your own time and money are at stake. Business insurance helps safeguard your investment by providing coverage for unexpected events. Here are some common questions to help you get started. Starting your own business means taking on a [...]
Whether you're a seasoned renter or settling into your first home, renters’ insurance offers essential protection. Without it, you'd be responsible for replacing your belongings if they were damaged in a fire. Additionally, renters’ insurance can help cover costs if someone accuses you of causing injury or property damage. #1 Renters insurance provides off-premises coverage In addition to covering [...]